Concept Capital Group (CCG) Recovery Guide — FCA Action & How to Claim Your Money Back
Refundee is actively looking to speak with Concept Capital Group (CCG) investors to investigate potential claims and help determine if their lost money can be recovered.
Concept Capital Group (CCG) has been the subject of regulatory action by the Financial Conduct Authority (FCA) following concerns about an unauthorised and unregulated £23 million investment scheme. Many UK investors have reported financial losses and are exploring their options to recover funds through bank reimbursement claims and regulator complaints.
If you transferred money to Concept Capital Group and are unsure what to do next, this guide explains the FCA’s action, what it means for investors, and the steps you can take to pursue a potential bank reimbursement claim.
We expect to recover our clients full losses in the vast majority of cases. As such we are offering a reduced fee of 15%+ VAT per case capped at £10,000 + VAT to help investors get their money back.
You can fill out our claim form for a free assessment to see if you are eligible for a refund.
What Happened With Concept Capital Group (CCG)?
Concept Capital Group promoted investments in static homes, which were said to be let to social housing tenants placed by local councils. Investors were promised fixed returns and told the scheme was backed by the UK Government. Concept Capital Group offered attractive returns of 10-15% for investors.
Unfortunately, this is has now collapsed and investors have allegedly lost their funds.
FCA High Court Proceedings Against CCG
The FCA has taken Concept Capital Group to the High Court. They announced this on 29th July 2025. The FCA alleges they ran an unauthorised collective investment scheme totalling £23 million in investments.
Their action includes the Director Anthony Elliott and also extends to named individuals who are Directors of other companies but were involved - Adrian Felix, Ayub Swaibu, Edmund Brew, Ernest Kargbo, Raymondip Bedi, Riverrun Consulting Limited and Gateridge Consulting Limited.
Alongside Ian Elliott, the FCA claims that Adrian Felix and his company Gateridge Consulting, Ayub Swaibu, Edmund Brew, Ernest Kargbo, and Raymondip Bedi and his company Riverrun Consulting were knowingly concerned in CCG’s breaches. Raymondip Bedi was sentenced on 4 July 2025 for a separate fraud uncovered by the FCA.
As part of the FCA action, CCG has frozen its assets and paused all promotions pending further court decisions.
Can You Recover Money Paid to Concept Capital Group?
At Refundee, we believe a significant number of UK investors may have been misled and could be eligible to claim back their money. We have a strong track record in this space, having recovered over £120 million for the UK public.
Investors that used a UK bank account to send the funds have rights under UK banking regulations of Authorised Push Payment Fraud. Major banks in the UK are signed up the Contingent Reimbursement Model (CRM Code) or the Mandatory Reimbursement.
Who can Refundee help?
You may be able to get your money back if:
You sent money to Concept Capital Group (CCG) via UK bank transfer
Your payment was sent to another UK bank account
Your payment was made after 28 May 2019
Your bank is signed up to the Contingent Reimbursement Model Code (CRM Code) - it’s easy to check if your bank is signed up.
These protections were created to support victims of scam and fraud in the UK, and it means your bank has a responsibility to act fairly.
You may also be eligible if your payment was made after 7 October 2024 so don’t hesitate to get in touch with the team of fraud recovery experts at Refundee.
How can Refundee help?
Refundee are a team of recovery experts who offer no win, no fee representation. Here’s how we can support you with Concept Capital Group:
You’ll fill out a simple claim form on our website
We’ll investigate your case and build a detailed claim
We’ll handle all communication with your bank
If needed, we’ll escalate your case to the Financial Ombudsman Service (FOS). This usually happens if the bank rejects the initial complaints.
You only pay if we succeed - there’s no hidden fees, ever. (Not only are we no win no fee, but our fees are also some of the lowest in the industry!)
The more investors who contact us, the stronger each case becomes. By learning from multiple cases, we can build more detailed, evidence-based claims that benefit everyone involved.
These cases usually take around 6-12 months, although the process can vary in terms of duration.
Do I need to use Refundee?
You don’t need to seek professional representation to argue your case. You always have the right to make a complaint to your bank or the Ombudsman directly. But many customers choose Refundee for:
Specialist expertise in investment scam and Social Housing claims
Access to knowledge gained from other Concept Capital Group (CCG) investors
Stronger, evidence-based submissions = better outcomes
Who are Refundee?
Whilst you’re here, we should probably explain exactly who we are! We're a regulated claims management company with a track record of success - even in cases where banks originally denied a refund. Read our verified reviews on Trustpilot.
Now for some technical bits:
Refundee Ltd is a claims management company authorised and regulated by the Financial Conduct Authority in respect of regulated claims management activity FRN: 937096.
Registered with the Information Commissioner's Office; registration number: A8986071.
Registered office address: Refundee, 3rd Floor, 86-90 Paul Street, London, EC2A 4NE.
Registered as a company in England & Wales; number: 12855931.
FAQ’s - Frequently Asked Questions
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Concept Capital Group (CCG) has been the subject of regulatory action by the Financial Conduct Authority (FCA) following concerns about an unauthorised and unregulated £23 million investment scheme.
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We expect to recover our clients losses in most cases, depending on how you made the payment. Refundee can explain your options on a free consultation basis.
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This depends on a number of factors but banks typically have up to 15 days to investigate and to confirm whether they are going to reimburse you. If you raise a complaint and this is escalated to the Financial Ombudsman Service, the review process can take 3–12 months, depending on case complexity, evidence requirements, and the number of disputes being assessed at the time.
