T4Trade Review - How to Recover Your Funds
Refundee is currently conducting a review regarding the investment activities and financial representations made by T4Trade.
We are currently speaking to investors of T4Trade to assess potential routes of recovery through UK banking regulations.
Concerns have been expressed that T4Trade may be conducting an unauthorised investment and cryptocurrency scheme.
If you have concerns about whether you may have lost money from your dealings with T4Trade and you transferred funds via a UK bank account, you may have options to recover your money.
We work on a no win, no fee basis so you only pay us if we are successful in recovering your funds.
Start your free eligibility assessment here.
What Happened With T4Trade?
T4Trade reportedly presented itself as a forex and crypto investment brokerage offering returns through trading.
Some Investors of T4Trade have raised concerns, reported concerns include:
High and guaranteed returns
Pressure to invest
Lack of transparency on the investment details
Unauthorised investments
Celebrity endorsements
Lost funds to the scheme
The existence of complaints, allegations or concerns does not establish wrongdoing.
Some investors have also left complaints of T4Trade in their Trustpilot reviews.
While these reflect mixed experiences, some users are reporting negative feedback. Just because people have complained doesn’t necessarily mean there is a problem, and we can’t guarantee their accuracy, but they can provide an indication of concerns.
Financial Conduct Authority Warning
On 27/02/2023, the Financial Conduct Authority issued an official warning about T4Trade, suggesting that it may be providing or promoting financial services without FCA authorisation, and advising investors to avoid dealing with them.
Almost all financial firms in the UK must be authorised or registered by the FCA. Sometimes firms work without FCA authorisation.
The FCA operates a warning list of firms that they are concerned may be working without their permission.
The FCA operates a warning list of firms that they are concerned may be working without their permission.
What to do if you Invested?
If you have invested with T4Trade, you can complete the following steps:
Stop making any further payments
Contact your bank to and tell them what has happened
Gather all evidence, including emails and transaction records
Report the matter to the UK reporting service, Report Fraud
Contact Refundee to explore your recovery options
If payment was made via a UK bank transfer, you may have options to recover your funds depending on your circumstances.
Who can Refundee help?
If you sent the funds from a UK bank account then Refundee may be able to help through Authorised Push Payment (APP) fraud rules, including the Mandatory Reimbursement Model.
New rules introduced in October 2024 mean that fraud victims have a legal right to reimbursement. If you have been affected then Refundee can give you honest and clear steps on recovering your funds.
How can Refundee help?
In the first instance you can get in touch with us through our Start Your Claim form on our website.
Our aim is to determine whether there are any potential grounds for claims to be pursued to help recover any funds investors may have lost.
We assist you in managing your case from the beginning to end, alleviating the stress of revisiting previous events. Our fees are transparent, competitive within the industry, and simply structured without hidden charges.
You don’t need to seek professional representation to argue your case. You have the right to represent yourself for free. Of course, this means that you don’t incur a fee if you are successful.
We have recovered over £140 million for our clients so far. You can read more about our clients' experiences with us on TrustPilot.
Refundee Ltd is authorised and regulated by the Financial Conduct Authority (FRN: 937096).
More about Refundee
Here are the technical bits:
Refundee Ltd is a claims management company authorised and regulated by the Financial Conduct Authority in respect of regulated claims management activity FRN: 937096.
Registered with the Information Commissioner's Office; registration number: A8986071.
Registered office address: Refundee, 3rd Floor, 86-90 Paul Street, London, EC2A 4NE.
Registered as a company in England & Wales; number: 12855931.
Written by Stuart McFadden, Co-Founder at Refundee.
Stuart specialises in banking regulations and crypto fraud recovery, helping victims navigate claims against UK banks that have failed in their duty to protect customers. He has featured regularly in the media discussing fraud and victim rights, including the BBC and ITV.
