Client Guides

These guides walk you through the practical parts of your claim: gathering evidence, downloading statements, and understanding what happens at each stage. Each one gives you step-by-step instructions, a checklist so you know when you're done, and how to send everything to us. If you get stuck at any point, contact your case handler and we'll help.

A Guide to Accessing your Crypto Statements

This is a guide to accessing your Crypto statements, needed for the funds recovery process.

A Guide to Downloading your Messages

How to export your full conversations with a scammer from WhatsApp, Telegram, Discord, Instagram, Facebook, TikTok and email, and send them to us as evidence for your claim.

Gathering Evidence

We will be asking you to provide supporting evidence/documentation for your claim to help us present your case to the bank and FOS.

A Guide to Accessing your Bank Statements

This is a guide to accessing your bank statements, which is part of the funds recovery process.

Mental Health Support

Read about further mental health support you can receive to help you recover from being the victim of a scam.

Interest Breakdown

Understand how statutory interest may apply to your scam refund claim, including how compensation and interest calculations are assessed.

Complaint Stages at FOS

Read about the different stages of your claim with the Financial Ombudsman Service and what each stage means for your case.

When the bank says no

Banks decline claims they should pay. A fraud gets called a civil matter, a generic pop-up gets called a warning, or a convincing scam gets judged with hindsight. None of those reasons is the final word. Decisions can be challenged and escalated to the Financial Ombudsman Service, and we know where they most often go wrong.

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